Miscellaneous loans

Got a new or used item you'd like to finance or refinance? Alaska USA offers all kinds of loans for miscellaneous items. Application is easy and you'll get a response quickly!

What kind of items fall into the “miscellaneous” category?

Alaska USA finances personal property with serial numbers such as pianos, organs, tractors, backhoes, loaders, bulldozers, horse trailers and snow plows.

Other items, including personal computers, autos, motorcycles, boats, and aircraft, can be financed under specific loan programs offered by Alaska USA.

What kind of financing is available for miscellaneous loans?

On approval of credit, if the item is new, it can typically be financed at up to 90% of the purchase price on approval of credit.

If the item is used, it can typically be financed at up to 80% of the lesser of:

the purchase price, or

the value as determined by an acceptable appraisal.

What are the rates for miscellaneous loans?

For current rate information, log on to www.alaskausa.org or call the Member Service Center.

What are the terms?

Depending on the value of the collateral, your term can be from 24 to 84 months.

Is there a minimum loan amount?

Yes. The minimum loan amount is $250.

What kind of fees can I expect to pay?

You'll need to pay a small fee for lien filing, but there are no application or origination fees.

How do I apply?

Apply online or by phone anytime! Just log on to www.alaskausa.org or call the Member Service Center. Or visit any Alaska USA branch location.

Highlights

Alaska USA finances new and used items such as pianos, organs, backhoes and bulldozers.

Minimum loan amount is $250.

Terms are available up to 84 months.

AKUSA 02376-I R12/10/08