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Certificate Rates*

Current Certificate Rates as of 9/2/2010

Opening a certificate account

Minimum to Open $500

  Annual Percentage Yield**
12 - 17 Months 1.000%
18 - 23 Months 1.300%
24 - 35 Months 1.600%
36 - 47 Months 2.110%
48 - 59 Months 2.350%
60 Months 2.750%

Minimum to Open $1,000

  Annual Percentage Yield**
1 - 2 Months 0.350%
3 - 5 Months 0.500%
6 - 8 Months 0.650%
9 - 11 Months 0.650%
12 - 17 Months 1.000%
18 - 23 Months 1.300%
24 - 35 Months 1.600%
36 - 47 Months 2.100%
48 - 59 Months 2.350%
60 Months 2.750%

Minimum to Open $10,000

  Annual Percentage Yield**
1 - 2 Months 0.350%
3 - 5 Months 0.500%
6 - 8 Months 0.650%
9 - 11 Months 0.650%
12 - 17 Months 1.000%
18 - 23 Months 1.300%
24 - 35 Months 1.600%
36 - 47 Months 2.100%
48 - 59 Months 2.350%
60 Months 2.750%

* There is a substantial penalty for early withdrawal from a Certificate or Tax Deferred IRA Certificate. The dividend payment method you select may affect Certificate earnings.

** The annual percentage yield is the prospective yield that Alaska USA anticipates paying for the applicable dividend period.

For complete account disclosure information, refer to the Share Account Disclosure Statement or call the Member Service Center in Anchorage: 563-4567, or long distance toll-free: (800) 525-9094 (TDY/Hearing Impaired: (800) 742-7084).

Member Accounts are Federally Insured up to $250,000 by the National Credit Union Share Insurance Fund. Individual Retirement Accounts are separately insured up to an additional $250,000.